Archives for Finance News

I’m Addicted !

If there was a place that was for the perpetual addicted to smart phones , I’d be there. It is self REHAB time. With three businesses and each one requiring constant attention and focus I find myself constantly checking the phone and getting that dopamine  rush when their is a request for our services. I have found this practice at times to be frustrating to myself, those around me, and to really serious accomplishment. The old saying ” when you are ready a teacher will appear” has never been more true. Recently I’ve come across Ted talks addressing this along
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Is 2017 The Year For Denver Metro to Top Out ?

The last four years have been super dynamic for real estate in the Denver metro area. There have been tons of sales as well as a healthy 10% per year appreciation. Even more stunning is that the average sold price is hovering around the $400,000 mark! 2016 started with a bang and we saw an extremely hot market during the first six months. Right around the 4th of July the market began its normal leveling trend.  During the second half of the year, as trends balanced out, we saw more inventory and the market became more normal. With such great
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Effective August 1, 2015: Changes to Mortgage Financing & Reporting

Just when we think that we have everything down pat, we find out that things are about to change.  So, here we go again.  On August 1, the way that most residential mortgage loans are closed across the country will drastically change. A new rule from the new consumer protection agency created by Congress after the financial crisis, the Consumer Financial Protection Bureau (“CFPB”), will take affect on that day. Because of this Rule, there will be changes to the Loan Application Process, Changes to Closings, and to the Disclosures.  Some of those changes that will affect the purchaser are:
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